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Sunday, February 6, 2022

Make sure you have a home purchase contract, not a sales certificate

When buying real estate, including homes, the buying and selling process definitely requires documents that need to be legalized before the law. There are two important documents to keep in mind when buying a home. It is a home sales contract (SPJB) and a home sales certificate (AJB).

Importance of Home Purchase Contracts and Home Sales Certificates

Shake hands on home sales contractShutterstock.com

Both are very important, but there are still many people who can't tell the difference between a home sale contract and a home sale certificate. In fact, home purchase contracts and home sales certificates are indicators of post-transaction success and satisfaction while avoiding future fraud and disappointment.

Therefore, understand the terms and conditions of home sales contracts and home sales certificates, and the differences between procedures and legal forms.

Learn about trading certificates

Man signs a purchase contract with a house that has a miniature houseShutterstock.com

As stated in the Agrarian Law, a sale transaction is the process of transferring rights from a seller to a buyer and is accompanied by evidence such as a home purchase contract or a home sale certificate. Especially in the case of AJB, its manufacturing format is regulated by the Perkaban regulation number. August 2012 regarding land registration. This allows PPAT to follow the format in accordance with the available rules when a transaction occurs.

When do you make AJB?

The couple signs a home sales contract in front of the agentShutterstock.com

The AJB is created after all taxes arising from the sale have been settled by the relevant parties in accordance with their respective obligations. Then submit a registration of transfer of rights to your local land office or what is commonly known as the opposite name. Once the certificate name transfer is complete, the rights associated with the land or building are transferred from the seller to the buyer.

Get a better understanding of home sales contracts

Man waving at a pile of documents and sales contractsihg.com

Unlike AJB, a home sale contract is a binding contract between the seller and the buyer who signs the contract. This home sale agreement is concluded between the seller and the buyer himself, without mixing the hands of a notary or PPAT.

When do you sign a home purchase contract?

Green document owner's home sale contract and handshakeBreakingnews.co.id

Home sales contracts can usually be made if the home has not been paid by the buyer or because there is a proof of home left on the bank's mortgage. Simply put, this home sale contract is used as a sign and proof of buying and selling a home.

Please be aware of the rules when creating a home purchase contract

Home sales contract is not filled with money and penShutterstock.com

There are some important things you need to pay attention to when signing a home sale: Includes:

  1. Complete all personal data on your home sales contract, from KTP numbers, addresses, addresses to valid phone numbers. In addition to being complete, all seller and buyer data must also be original and accurate.
  2. The seller is obliged to state in the home purchase agreement that the home being purchased is currently free of legal disputes. Buyers, on the other hand, must include a statement that they will pay in installments or installments at home on certain days. If payment is delayed from the date of the home sale contract, the purchaser may be fined or lose the down payment given.
  3. Witnesses must also be present at the time of signing the home purchase contract. The minimum number of witnesses given is two, one from the buyer and one from the seller.

how? Are you ready to buy a house? Be sure to conclude an AJB with a home sale contract before continuing the real estate sale process.

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Source : http://i0.wp.com/www.dekoruma.com/artikel/89064/perbedaan-surat-perjanjian-jual-beli-rumah-dengan-akta-jual-beli

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